How to start your credit repair is a first foremost step to rebuild your credibility in the financial market. Mistakes happen and personal obligations caused heap of debt on your shoulders but ruining your life in paying interest every month is not a correct solution. Read your credit bill reports for the last 3 months and note down all details related with late fees charges, debt interest, over limit fees and GST etc. Use this information in dispute letters that you write to the Credit bureau. Just calling customer care department does not solve any purpose. Your written request build your image in the credit card department.
Your standing credit card bill amount shows that you are not able to pay the amount so look for other sources that can provide you some extra income.We understand that you are undergoing stress for this heap of debt on your shoulders. But crying and sitting alone in your is not a solution for this problem. You have to face the problem and try your best to find out solution for its removal from your life. Write dispute letters for 3-4 times with appropriate gap in it. Then follow up with the reason mentioned in your letter. Enclosing relevant documents with your letter speed up the repairing process. Now, you must have understood that how to start your credit repair.
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